About the Author

Tom Powell is Chief Executive Officer at ELP Capital as well as the Chief Investment Officer for ELP Capital’s affiliated investment company – ELP Capital Advisors, a Registered Investment Advisor. Tom is a highly regarded author and is recognized as an innovative investment manager with particular expertise in credit risk analysis, distressed debt recovery, and deal structure.  He understands the practical application of money management in response to risk on both Wall Street and Main Street. Tom has made understanding and effectively maximizing money resources his life’s work for more than 20 years, regardless of the direction in which the market’s currents are running.

Tom began his banking career with Wells Fargo Bank in 1988 and has more than twenty years of banking, mortgage banking, and finance experience. He holds a BS in Finance, an MBA in Real Estate, and is a member of Harvard University’s Advanced Management Development Program in Real Estate.

Tom is a widely sought after speaker and guest lecturer and is an Instructor in the Office of Executive Education at Harvard University.  Tom is the author of Standing In The Rain, a guide book to understanding, surviving and thriving in the worst financial storm since the Great Depression; Comparing Real Estate Investments, Using Excel in conjunction with the HBS case study – Angus Cartwright III©; and has co-authored the book series Real Life Habits for Success.  In addition, he publishes a weekly economic newsletter and podcast The Powell Perspective.  Tom is involved in numerous community and industry groups, including serving as a National Trustee for the Boys and Girls Clubs of America.  He and his wife, Tonya, are the proud parents of four children and three dogs.